Book the China hotel
The booking lands through FCG supply — local chains and independent hotels, priced in RMB at source.
Network
Conferma
Payment to China
Settle Chinese hotel bookings without the FX detour.
Powering the next global business travel & payment network. In partnership with Conferma, FCG delivers compliant settlement in and out of China — solving the structural failure of cross-border hotel payment into China. International TMCs and agencies pay the local rate the hotel expects — no FX spread, no USD invoice that never arrives, no reconciliation guesswork.
You pay
¥ 2,480.00
London TMC
Hotel settles
¥ 2,480.00
亚朵 · Shanghai
Booking#FC-2841 · 2 nights
FX spread¥ 0.00
ReconciliationAuto-matched
Hotel receives¥ 2,480.00
How settlement works
Four steps from booking to clean books.
Conferma sits between the booking and the hotel's bank account — pay once in RMB, and the rest reconciles itself.
Confirm the amount
Conferma locks the RMB amount the hotel expects against the booking record — no second invoice in a foreign currency.
Settle in RMB
Conferma pays the hotel in RMB through FCG's in-market rail — the hotel receives the local amount it quoted.
Reconcile to the booking
Each settlement matches back to its booking, so finance closes the month against records, not chased receipts.
Before and after
The FX path, and the direct path.
Today, paying a Chinese hotel from outside China runs through currency conversion, unreliable invoicing, and manual matching. Conferma removes the detour.
Pay through a foreign-currency detour.
FX spread on every booking. Converting to USD or EUR loses margin between the rate quoted and the rate paid.
Invoices that never arrive. Foreign-currency billing depends on the hotel, and many local properties cannot issue it.
Cards that get declined. Today, more than 70% of international virtual cards fail at Chinese hotels — leaving the booking unpaid.
Manual reconciliation. Finance matches receipts to bookings by hand, in two currencies, after the trip.
Pay the local rate, in RMB, direct.
No FX leg. You pay the RMB amount the hotel quoted — the spread disappears because the currency never changes.
The hotel gets paid the way it expects. Settlement runs through FCG's in-market rail, so local properties accept it.
One settlement per booking. Conferma covers the booking directly — no virtual-card decline, no chasing payment.
Reconciliation is automatic. Every payment matches back to its booking record before finance ever opens the file.
Settlement ledger
Every payment, matched to its booking.
Each settlement carries its booking reference, the RMB amount the hotel received, and the FX it saved — so month-end closes against the ledger, not a folder of receipts.
RefBookingAmountStatus
#CF-4821
亚朵 · Shanghai · 2 nightsLondon TMC · #FC-2841
¥ 2,480.00FX saved · spread 0
Settled
#CF-4822
全季 · Shenzhen · 3 nightsParis DMC · #FC-2906
¥ 1,860.00FX saved · spread 0
Settled
#CF-4823
锦江 · Beijing · 1 nightBerlin agency · #FC-2877
¥ 920.00awaiting confirm
Pending
#CF-4824
如家 · Chengdu · 2 nightsMadrid TMC · #FC-2812
¥ 1,120.00FX saved · spread 0
Settled
#CF-4825
华住 · Hangzhou · 4 nightsAmsterdam TMC · #FC-2790
¥ 3,240.00reconciled to booking
Matched
Every row ties a settlement to a booking, an RMB amount, and an FX saving — pending payments confirm before release, and matched rows reconcile straight into finance.
Built with Conferma
Conferma is the settlement partner.
Payment to China is a structural problem, not a roadmap line. In partnership with Conferma, FCG settles China hotel supply in RMB — closing the >70% market VCC-to-China failure rate that breaks cross-border hotel payment.
01
Conferma — the settlement partner
FCG's signed payment partner for RMB settlement to China hotel supply. The rail is live, not announced.
02
Global-to-China virtual cards
Pay any China hotel by virtual card — even local and regional chains that can't accept international cards.
03
Built for TMCs, DMCs, and corporates
Designed for international travel buyers booking China supply who need a clean, in-market way to pay.